Lightstream Personal Loans: Secured Vs. Unsecured Loan Review & Online Application

SunTrust is an American banking organization. It was established in 1985 and is serving its customers with one of the best service and programs with dedication and care. To provide their customers with fast and easy personal loans at home SunTrust offers its online lending department, LightStream.

Lightstream personal loans are highly demanded by its users. Lightstream personal loans are quick. There is no extra documentation required. Just to the point questions and no hassle.

Requirement for Lightstream Personal Loans

Lightstream offers personal unsecured loans to people with excellent credit. The minimum credit score should be at least 720 points. You need to submit the credit history of 5 years.

If you have an average credit than you can apply for a loan using a cosigner. The cosigner must have a great credit history.

Lightstream Personal Loan Types

Lightstream personal loans offer two types of personal loans.

  1. Unsecured personal loan
  2. Secured personal loans

Personal Unsecured Loans

The Lightstream personal unsecured loan is loans without collateral. You can borrow up to $25,000 with Lightstream personal unsecured loans.  One should have a high credit to apply for these loans. You can get low interest on personal unsecured loan trough Lightstream.

Personal Secured Loans

You need to have a collateral to apply for secured loans. You can borrow a huge amount of money using secured loans. The better your asset is the more you can borrow. Borrowing a huge amount is not recommended as in case you cannot pay on time or pay at all your credit history is affected.

How to Apply For Lightstream Personal Loans

  1. You need to visit the LightStream official website. There you will see an apply option on the top right corner.
  2. To apply for online you need to register yourself on LightStream. Once registered you can apply for the personal loan.
  3. You will be given an online application. Fill it and submit it.
  4. You will receive a response within few minutes and our money will be transferred the next business day.

Lightstream Personal Loan Rates

Lightstream personal loan allows you to borrow up to $25,000 with unsecured loans. You can choose your required amount and your lender will find you the perfect rate.

There are flexible payment conditions. You can get a payment duration of almost 3 years.

Light steam personal loans depend mostly on credit history. Since only the ideal credit scores are excepted so the interest rates on these loans are provided at very low interest rates.

Benefits of Lightstream Personal Loans

  1. With Lightstream online application service allows you to get access to your loan within 1 to 2 business days. Your application is processed within minutes. You receive your response quickly as well.
  2. Light steam is a trusted organization. The contracts are legit with no hidden conditions. You get a clean loan without delay.
  3. Furthermore, you can get vehicle refinancing of loans and other loans to help in different conditions.
  4. Lightstream personal loans can be used for recreation. You can use for refinancing you boat loans to boat repairing cost etc.

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